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Financing Solutions for Growing New England Businesses
Results-driven financing
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Up to $10 million secured by accounts receivable and inventory, providing working capital flexibility when you need it most.
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Flexible financing for equipment, real estate, business acquisitions, and working capital to fuel your growth.
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$1 million to $7 million+ for expansion and growth initiatives without diluting your ownership or giving up control.
$1 million to $7 million+ for expansion and growth initiatives without diluting your ownership or giving up control.
More Than Just Financing
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Not regulated like a bank, allows us to offer flexible underwriting standards tailored to your unique business situation.
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Quick approvals with decisions made right here in New England by experts who understand the regional market.
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We specialize in solutions for classified loans, workouts, and situations where traditional lenders say no.
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Collaborating with 100+ financial institutions across New England to structure the right financing solution for you.
Empowering New England businesses to reach their full potential
"At BDC Capital, we're more than just a lender—we're a partner invested in your success. For over 70 years, we've been helping New England businesses bridge their capital gaps with creative financing solutions and genuine care for the communities we serve."
- Paul Flynn Jr. | President & CEO, BDC Capital
Driving sustained business growth
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Access up to $10 million in revolving credit secured by your accounts receivable and inventory, providing the working capital flexibility growing businesses need.
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Finance the hard assets your business needs with competitive term loans designed for long-term investments in your company's infrastructure.
When your business earnings tell the story, BDC Capital provides term loans up to $10 million based on your cash flow and debt service capacity—not just collateral.
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Bridge the equity gap with $1 million to $7 million+ in subordinated debt financing, perfect for acquisitions, buyouts, and significant growth initiatives.
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Leverage cash collateral guarantees to secure traditional bank financing, reducing risk for lenders and opening doors for your business.
Specialized financing for Massachusetts businesses in the recycling industry, supporting sustainable business practices with tailored loan products.
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Access guaranteed financing solutions through Rhode Island's CAP program, making credit more accessible for qualified businesses.
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The RI SSBCI program provides competitively priced loans from $100,000 to $3 million by partnering with financial institutions to reduce lender risk while offering Rhode Island businesses attractive financing terms with lower down payments.
What Our Clients Are Saying
"We have been working with Mike T. and the SBA for the past 14 years on multiple SBA loans and projects. These loans have been for new construction, new business and to refi existing loans. This relationship and financing have helped us grow significantly and into multiple locations. The knowledge and guidance of what loans and programs best fit our needs has been exceptional. We always receive prompt and professional service."
"Dennis Breitrick understood my needs and was crucial in making sure my goal came through. Dennis Breitrick, in collaboration with Ashlyn Vincencio, Vice President and Relationship Manager at M&T Bank were diligent in guiding me through the process of obtaining my first commercial property at 1946-1948 Chapel Street in New Haven, CT.
I will be forever grateful and hope that is the beginning of other business ventures with Dennis."
"Nancy was amazing to work with! She helped us navigate the process of getting a machine loan with ease and confidence. She came up with game changing, brilliant ideas, connected us with multiple banks, and always looked out for our best interests. She was incredibly responsive and supportive every step of the way — we couldn’t have asked for a better partner in this process."
"We have been working with Mike T. and the SBA for the past 14 years on multiple SBA loans and projects. These loans have been for new construction, new business and to refi existing loans. This relationship and financing have helped us grow significantly and into multiple locations. The knowledge and guidance of what loans and programs best fit our needs has been exceptional. We always receive prompt and professional service."
"Dennis Breitrick understood my needs and was crucial in making sure my goal came through. Dennis Breitrick, in collaboration with Ashlyn Vincencio, Vice President and Relationship Manager at M&T Bank were diligent in guiding me through the process of obtaining my first commercial property at 1946-1948 Chapel Street in New Haven, CT.
I will be forever grateful and hope that is the beginning of other business ventures with Dennis."
"Nancy was amazing to work with! She helped us navigate the process of getting a machine loan with ease and confidence. She came up with game changing, brilliant ideas, connected us with multiple banks, and always looked out for our best interests. She was incredibly responsive and supportive every step of the way — we couldn’t have asked for a better partner in this process."
Frequently asked questions
Partner with New England's most experienced business development lender
