Flexible term loans for equipment, real estate, and acquisitions

BDC Capital's term loans provide the capital you need for major investments and growth initiatives. With loans from $500,000 to $10 million, we offer longer repayment terms and higher advance rates than traditional lenders.

company INTRODUCTION
At BDC Capital, we provide flexible term loans that give New England businesses the capital they need for significant investments without the constraints of traditional bank lending. Since 1953, we've structured over $2.3 billion in term loans for equipment purchases, real estate acquisitions, business buyouts, debt refinancing, and expansion projects.

Our process for financing success

Initial Assessment
Deal Structuring
Local Approval
Closing & Funding
WHY BDC CAPITAL

More than just capital

Classified Loan Solutions

When your existing lender has classified your loan or wants to exit the relationship, we specialize in refinancing solutions that stabilize your business and provide a fresh start with flexible terms.

Senior and Junior Debt

We can provide first position senior debt or subordinated junior secured loans that work alongside your primary lender, giving you the complete capital structure your business needs.

Frequently asked questions

What loan amounts does BDC Capital provide for term loans?

We provide term loans ranging from $500,000 to $10 million for qualified businesses throughout New England. Our flexible approach allows us to structure loans that meet your specific capital needs while working within your cash flow capabilities.

What can BDC Capital term loans be used for?

Our term loans can be used for working capital, debt refinancing and consolidation, commercial real estate acquisition, machinery and equipment purchases, business buyouts and acquisitions, expansion projects, and virtually any other reasonable business purpose.

How are BDC Capital's terms different from traditional bank loans?

We offer longer repayment terms matched to the useful life of your assets, higher advance rates on collateral, and the ability to provide junior secured debt that works alongside your existing financing. As a private lender, we're not bound by federal banking regulations, giving us more flexibility in structuring.

Finance your next major investment with confidence

Get the flexible term loan your business needs to grow.